Last updated: September 2026
Pakt is a personal tool for keeping track of loans between friends. It is not a bank, lender, or regulated financial service.
Any loan you record is an agreement between you and the other person. Pakt only helps you document it and calculate figures.
The information you save (names, amounts, dates, notes) belongs to you and is private to your account.
Pakt is provided as is. Interest and repayment calculations are for reference only and may not be exact.
These terms may be updated from time to time. By continuing to use Pakt, you accept the latest version.